HOW CAN CREDIT REPAIR SERVICES HELP YOU?
CREDITAIR's main purpose is to clean up your credit reports and help make sure everything on your credit history is correct.
Detect errors or information that cannot be validated: A creditor, collection agency or reporting agency must be able to prove that the credit marks in your name are correct.
A credit repair company may be able to help you submit a debt verification letter to request that validation. Contacting companies on your behalf: Asking multiple reporting agencies to update your credit report could take a long time.
A credit repair company can take care of it for you.
WHAT IS HURTING YOUR CREDIT?
There are many reasons that can lead to bad credit, but credit repair companies can only address a few of them.
For example, these services will not help if your credit score is low due to:
• A history of late payments.
• High use of credit.
• Lack of credit history.
• Recent difficult inquiries.
As long as the negative marks on your credit report are accurate - that is, they represent your actual behavior and are not the result of fraud or reporting errors - they will stay there for seven to 10 years.
CAN YOU DO IT YOURSELF IN YOUR PLACE?
You can do everything that CREDITAIR does, you just have to decide if you want to spend time with it.
In most cases, it is not that complicated. If your credit is suffering due to any of the above factors, you will have to take matters into your own hands and correct your score with the help of time.
If you're dealing with inaccurate marks on your credit report or debts that you don't think creditors can validate, CREDITAIR does the heavy lifting, or you could also contact creditors yourself.